If you select Cotton Candy (keeping in mind that these are all rough predictions on my part, not hard rulings):
You and your loved ones are very unlikely to end up homeless for reasons outside your control, and if you do become homeless, this does not make you a societal pariah and there are resources available to get back into a stable living situation with more or less ease. Homeless people in your area are also able to make use of those resources and generally have an easier time.
You will only get arrested for knowingly committing a crime. You don't need to worry about police brutality or prison conditions. (You need to take Undiplomatic Immunity to get out of being arrested for knowingly committing crimes.)
To a first approximation nobody ever attempts to murder you, your loved ones, or really anyone in your general vicinity. It can happen but it takes some serious metanarrative contrivances.
You can still be assigned too much homework. It typically won't be so much homework that you end up suicidal over it.
You are still capable of saying the wrong thing. You will typically not end up in a trap where saying the wrong thing ruins your life.
Abusive people typically will not end up in a position to abuse you or your loved ones. If you are being abused, there are ways to change your situation or escape it that straightforwardly improve things and do not cause more major problems down the road. It is possible to rescue any abused children you know without making their lives harder.
You and your loved ones generally always have reliable access to enough food unless you make decisions that directly contradict that. Society is in general more abundant. Famines are not a major concern.
You are unlikely to end up ostracized, but it can still happen. You will, again, not end up ostracized in a way that ruins your life.
You are very unlikely to suddenly and unpredictably have to go to the ER. If you do something reckless or dangerous and injure yourself there is nothing protecting you from ending up in the ER about it.