Kyeo doesn't remember enough of the fight to know what happened, and his head is killing him, but when he checks he still has his sidearm and also now he's apparently crashlanded on a planet with absolutely awful-looking hostile fauna, wow, and that one's coming his way much too fast and he draws and shoots.
"It's all humans. Humans evolved on a planet called Earth and colonized the galaxy from there. I have no idea where you came from."
"The state handles that class of thing except we don't need banks and don't have poor people, having progressed beyond the use of money."
"...no, because we don't use money." Kyeo is pretty sure that poor people are people who have less money than everyone else, so.
"Nobody has to pay for food or medicine," Kyeo says. "Although we don't have any magic healing. I think people's houses are generally the right size."
"There are cities and armies and we don't all grow our own food," he says. "I'm in the military."
"No. People on less civilized planets have to make exchanges to get things they need but on Ibyabek they don't. The farmers grow food, and the truckers bring it to the city, and then everyone gets food, because otherwise people might starve. The farmers do also get things that are made in cities when they need them but it's not a purchase."
"I think maybe you'd have to become part of Ibyabek? Or the starving people could move to Ibyabek."
"We have to defend our part of the solar system against various bad actors. I don't know the logistics they'd need to do to get another place up to Ibyabekan standards."
"I don't know how much magic is helping yours but there have been improvements over time relative to the last time any Earth-extracted human used a sword."