The tear leads to the backyard of a little cottage at the edge of some woods, where a man who looks plausibly human at first glance is picking cherry-plums. He was not expecting company, let alone magically appearing company, but apparently that's what's happening today.
"Uh, so you'd expect a functioning legal system to punish people enough to deter crimes, and you'd expect there to be a tradeoff between false convictions and false acquittals, so if there's lots of punishment and it's very easy to end up convicted, then you'd expect that at least you could expect there wouldn't be much crime there. And - of course it's not just that they had a murder once, it's other things, but the murder is a really egregious example, right? Or maybe your kind of people aren't as hard to kill."
"I suppose. What do you pay in to visit the one that wants collateral?"
"You usually use it to pay taxes or pay your employees or buy a house or really most things that involve more than one person on either end of the transaction. Stores like cash because then every employee can charge the same amount of it instead of them all having to be able to appraise everything someone might want to trade."