Wisdom is a peculiar thing. If intelligence reveals objective truths, then wisdom reveals subjective ones. Not what is, but what ought.
Her abductor spent the last couple of days stripping her of everything she thought she ought to be, reducing her to a mere object of flesh and eroticism, exposing her utterly and taking her to a place where shame couldn't reach her: an ultimate sanctuary.
Raafi's voice, calling her 'sweetheart' as he often does, is a blade trying to pierce that sanctuary. Raafi is here. In the clarity of her temporary wisdom, and in the freedom from embarrassment granted by her sanctuary, she is able to openly acknowledge for the first time the dread that word in that voice sparks in her heart.
A part of her that was profoundly unslaked likes it when he makes her feel all twisted up and uncomfortable and then hugs her about it; likes feeling like she can't refuse him when he hugs her about it. But getting affection from Raafi is like drinking salt water. It seems like it should help, but it only makes the original thirst worse instead of better, and tastes bad besides.
She probably would've realized all of this, on her own, later; the boost in wisdom just sped things up. She is going to allow herself to be stubborn. If Raafi doesn't want to see her like this, if he wants to take her out of her sanctuary, he's going to have to drag her out by force.