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cam meets some fastfairies and the thread authors take no position on the presence of an adorable romance arc
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They observe some humans summoning a magical spirit one day. 

It's hard to tell all the details when you have to watch in shifts over the course of several weeks and when you can't hear anything they're saying, but the overall picture seems clear. First, their barn burned down. Then, they stood outside watching it sadly for a while. Then a woman went away into the forest, and wrote some things on the ground, lots and lots of detailed human words. Then a magical spirit appeared. Then the magical spirit walked back with her and replaced the barn and filled up the new barn with food. Then she had sex with the magical spirit. Then the magical spirit disappeared.

 

It makes sense, in the way human things often don't make sense. It seems like the kind of thing you could perhaps try yourself.

 

They carefully copy the human words onto the ground in a fairy circle. They carefully draw a circle in the dirt around the words.

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Awww this is cute. It's fun coming up with different interesting hors d'oeuvres for them.

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"But we can only reach him at those odd hours -"

 

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"You can only redeem them at twice their debt-value at the odd hours. The rest of the time, they're only tradeable for the value that's printed on them. But people can use them to buy things from him, and people are going to want to buy things from him, so people are going to want them."

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There is a very big crowd for as long as Cam will tolerate it.

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Cam wags his tail and sells snacks. What do faeries like? Avocado eggrolls? Skittles? Rice cakes? Tiny poppyseed muffins?

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Faeries like all of these things!!! A lot!

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Faeries liking food is cute. Eventually he's running out of ideas though.

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"We should head on to the next one anyway."

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"Thanks for your time, everybody!" says Cam as they head out.

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"I think they'll use it. Some. If the people they trade with use it."

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"Well, let's hit all their neighbors, then. Maybe I can occasionally throw snack parties where I make stuff in bulk to vend?"

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"That'll help, yeah. It's a useful idea, it's just a odd one and the complicated rules about your hours are confusing. Though I don't know that it'd be better not to mention it."

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"Seems like it'd be rude, someone would be like 'ha, I thought of an obvious flaw in the system' and show up and I'm closed and they're annoyed, probably."

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"Yeah. - I suspect we will get some people who accumulate lots of them and come to you with an order. Even with the substantial debt-related deterrent to doing that."

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"I mean that seems a little like - investing? Generating value and hanging on to it for a while. Maybe eventually there will be better investments available. But yeah I can put in the compliance paperwork how they plan to square it?"

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"Sounds good."

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"It'll be fun when there are better investments available!"

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"Yes. It will." Bounce bounce.

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"Although we might have to do more complicated finagling for things structured like functional loans with an expected loss rate to work..."

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"Hmmm. Debt doesn't account at all for the probability it won't be repaid, debts accumulate exactly the same to someone who's about to die."

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"I mean, ideally you want it to be possible for some fraction of people to default on a loan put toward a risky but worthwhile venture without everything being ruined forever, and then the investor just invests in a thousand things and enough of them pan out."

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"Oooohhhhh." Longing sigh.

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"Doesn't work so well if your risky venture failing means you get stuck tangled up with your investor though."

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"Yeah. There might be some way to do it as a series of bets, I'd have to think about it."

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"Ooh, that might work depending on how debt handles bets, investments aren't that dissimilar from bets except both parties hope for the same outcome..."

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