She switches to the backstroke after ten laps. Ten more and she rolls over again; breaststroke. She has waterproof headphones and an audiobook going.
"They make everyone take Basic Finance. Unless you dropped out even earlier than I did?"
"I dropped out a little bit earlier than I was strictly allowed to."
"Well, you're not missing anything you couldn't have gotten out of a randomly selected six posts on Lotsa Math Budgeting."
"I figured as much, yeah."