Talking is free, Annisa does not say. She's even been woodworking the whole time. What can she get away with instead - "so, if anything happens to me, I'm obviously willing to pay for healing, but let's say that I'd consider it a favor back if you heal me first and then talk payment once I'm on my feet" and in a wildly better bargaining position. "Just so I'm not fretting about staying conscious enough to remember what's in the chest."
That's a very big favor, much bigger than talking about boys, but she's trying to make it sound like a small one. Just about timing, after all.