"Are you allowed to tell me how much is in my other vaults?"

"Yes," he says. "And I can make a print out for you of all assets, as well as monthly, quarterly, or yearly reports of your investments. Currently, everything is in low risk portfolios - our standard policy for young inheritors - but while we cannot legally release your assets into your control, we can listen to your wishes about investments."

He lists a few properties - primarily agricultural land (mostly for growing potions ingredients, it sounds like), additionally noting: "Your parents' residence was destroyed on the night of their deaths. The manager of your estate chose to sell the land to the Ministry for a war memorial, as she judged the cost of repairs were beyond your means at the time. This is the source of most of the money in your trust fund."

Apparently the majority of what's in her family vaults isn't in coin at the moment, anyways. Still - it adds up to quite a bit of worth. She could theoretically live purely on the proceeds if she kept to a modest standard of living and let the goblins keep managing her investments. (This being about five thousand galleons a year at the moment, though growth is variable - if she liquidated everything, she'd have around another hundred and fifty thousand galleons at hand.)

A printout would be good. And maybe quarterly reports? To start with?

She goes to investigate the chests.

Of course. He'll have that ready for her soon.

(The chests: seem to contain things her parents had in storage. The ones labeled with 'Lily Potter' have books, mostly, some of them printed, some of them ancient and hand bound, many of them muggle-style journals full of notes in a neat hand, but there's also a 'Lily Potter' chest full of quilts, and a smaller one with stacks of letters, photo albums that still pictures as well as moving pictures, a jewelry case, and a set of silverware and dishes. James Potter seems to have been way less of a hoarder - he has a single small chest which seems to mostly contain sentimental items and a few pictures from his own childhood. There's a 'Potter Family' chest containing pictures, mostly, and a few diaries and letters. There's also a chest labeled 'Items Recovered from the Godric Hollow Property; Repaired Magically' with books, clothing, and a few toys.)

-She should come back once she gets a trunk that can fit things.

She returns to the piles of coin. "Do I just- scoop it up to make a withdrawal?"

"Yes," says Griphook. "We can lease you a basic storage bag, however..."

"Or you can use mine, if you want," says Professor Reynolds. "At least until you can buy something."

"I will borrow yours, thank you. How much do you suggest I take?"

She hums, doing some quick calculation. "Most books are one to three galleons, and there's ten textbooks on your list... Cauldron for fifteen galleons, wand for seven... Miscellaneous supplies, around eleven to fifteen galleons... Robes are usually around five galleons... Cloaks can run you nine galleons, and miscellaneous clothing items five to ten... You'll probably want a full wardrobe, which... Probably at least three hundred, even if you're being frugal, but large purchases can be charged directly to your account, if you're doing all your shopping in one store... I'll cover your food, lodging, and a trunk. So - necessities, at least one hundred galleons and a check book, but more won't hurt, and you'll probably want a handful of sickles and knuts for change."

That's a lot of coins.

"Are magical pickpockets a thing?"

"Attempted ones, at least. But any decent purse will be warded to curse and befuddle thieves, and I usually carry mine in an inner pocket of my robe."

She nods, and counts out a hundred and twenty-five galleons in stacks of five, then fills in the edges with sickles and knuts.

"And do I talk to you about a checkbook?" she asks Griphook.

"Yes," he says. "I'll provide you with one linked to your account when we return to the surface, along with your print outs."

"Okay." She shovels the coins into the bag and stands. "I'm ready to go, then."

And out they go. The mine cart is no less inefficient the second time. Griphook gives her print outs, as promised (they look to have been made with a type writer), and a small check book that shimmers oddly in the light.

Professor Reynolds leads her out of the bank, after. "I suppose a trunk should be our first stop."

"Yeah. Be easier to carry the other stuff around in it."

"And I might want to come back here after everything else and take some of the- not-money things."

She nods. "That's reasonable, yeah."

Apparently most thing's that're bigger on the inside are sold at a specialty shop - a little store with a blue front, windows plastered with advertisements for different boxes and purses and trunks and wardrobes. The inside dimensions are a bit unrealistic for the storefront, and the walls are stacked with different pieces of furniture. There's a display of trunks, advertising that you can play around with each to find the perfect fit, and a little informative plaque that the interior capacity is independent of the outside design - you can order whichever ornamentation you want.

The displayed trunks are all plain. The cheaper ones have a simple minor space expansion spell on them; the slightly less cheap ones have shelves with separate space expansion spells. The nice ones, which Professor Reynolds steers her to, have different compartments which can only be switched between while the trunk's closed, which can have their own spells and shelving systems applied to them. Compartment numbers range between 'two' and 'nine', with a note that higher capacity trunks must be custom ordered. All of the trunks have featherweight spells applied, to make them easier to move, though there's a warning that you shouldn't cast shrinking charms on the ones with space expansion or multiple compartments.

(The compartmentalized trunks seem to run about fifty galleons per compartment as a base cost, not including further expansion spells, extra protective spells, or high end decoration.)

She doesn't really care for any of the decorations on offer, but she is going to be more-or-less living out of this trunk, so it needs to be able to fit quite a lot of things. And protection spells. And since it will be a one-time purchase if she gets it right, it makes sense for her to pay for it out of her own vault.

Professor Reynolds can't actually afford the nicest trunks, even as a gift - but she can cast all of the protective and expansion spells herself, and those're a huge chunk of the high end costs. (And she can haggle rather cheerfully with the proprietor of the store about the worth of even a nine compartment trunk with no frills.)

That's helpful, then.

That purchased - she lays the basics on, first, explaining to Ellie what she's doing as she goes. Fire protection, acid protection, water protection, protection from minor wear and tear, from stronger damage (for the trunk and contents)... Anti-theft... One that'll require a password to allow the keys to be used on the trunk... Anti-theft on the keys, themselves - just to prevent someone from taking them, making them teleport back to her keeping takes a more involved spell... A basic charm to make the magical effects of the trunk less noticeable to muggles...

"There's more I can lay, of course, but most'll take a proper ritual tonight."

"Thank you," she says.

"You're quite welcome, Miss Potter."

She picks up the handle of the trunk, testing its weight.

Incredibly light - it isn't blowing in the wind, and it settles well enough, but it's trivial for her to move around.

"Next..." Professor Reynolds says. "I'd suggest wand or clothes, probably? But we could also go for books, or potion supplies, or miscellaneous supplies."

"...Clothes," she decides.