As Fernando considered how to be "Good" or at least non-Evil or at the very least non-Asmodean enough to show loyalty to the new regime, he realized he had a problem.  Ruinous loans made in desperate circumstances through cunning are in fact very Asmodean ( and he used to be quite proud of that fact).  In the very worst case, he might be judged disloyal and sent for correction (he knew Good people and governments wouldn't go for proper Evil torture, but they would have some way of handling blatant disloyalty that might be bad for the person being corrected).  In the intermediate case, the loans owed to him might be abolished or automatically forgiven.  It occurred to him, in the best case, his own student debt that he owes might be undone as well.  Oddly, he wasn't quite sure how he felt about that, after over a decade of struggling to repay them.

The easy solution would be to sell them.  But anyone thinking the matter over as carefully as himself would see the risk involved.  Furthermore, for the few loans he previously sold for fast liquidity, the purchasers were Asmodean clerics, and thus not acceptable to sell to now.  So he needs an excuse to sell the loans, to someone willing to buy them, and an excuse to distract from the obvious problems of dealing with Asmodean ruinous loans.

So, he has identified an Abadarn cleric who is unpopular (and thus not well connected and thus not too threatening in an extralegal kind of way).  As a cleric of Abadar, they should be non-Evil enough to not be disloyal to interact with yet simultaneously non-Good enough that won't automatically refuse the proposition.  And, as a cleric, they would be an ideal target for his excuse!

"Banker, I have a matter that is both a spiritual question and an offer of business for you.  I will require only 15 minutes of your time for the basic outline and my honest expectation is that the matter is worth between 600 and 1,800 silver pieces."

As Fernando considered how to be "Good" or at least non-Evil or at the very least non-Asmodean enough to show loyalty to the new regime, he realized he had a problem.  Ruinous loans made in desperate circumstances through cunning are in fact very Asmodean ( and he used to be quite proud of that fact).  In the very worst case, he might be judged disloyal and sent for correction (he knew Good people and governments wouldn't go for proper Evil torture, but they would have some way of handling blatant disloyalty that might be bad for the person being corrected).  In the intermediate case, the loans owed to him might be abolished or automatically forgiven.  It occurred to him, in the best case, his own student debt that he owes might be undone as well.  Oddly, he wasn't quite sure how he felt about that, after over a decade of struggling to repay them.

The easy solution would be to sell them.  But anyone thinking the matter over as carefully as himself would see the risk involved.  Furthermore, for the few loans he previously sold for fast liquidity, the purchasers were Asmodean clerics, and thus not acceptable to sell to now.  So he needs an excuse to sell the loans, to someone willing to buy them, and an excuse to distract from the obvious problems of dealing with Asmodean ruinous loans.

So, he has identified an Abadarn cleric who is unpopular (and thus not well connected and thus not too threatening in an extralegal kind of way).  As a cleric of Abadar, they should be non-Evil enough to not be disloyal to interact with yet simultaneously non-Good enough that won't automatically refuse the proposition.  And, as a cleric, they would be an ideal target for his excuse!

"Banker, I have a matter that is both a spiritual question and an offer of business for you.  I will require only 15 minutes of your time for the basic outline and my honest expectation is that the matter is worth between 600 and 1,800 silver pieces."  (Fernando has heard enough to know that Abadarans tend towards an unusual straightforwardness and that they appreciate honesty!)

As Fernando considered how to be "Good" or at least non-Evil or at the very least non-Asmodean enough to show loyalty to the new regime, he realized he had a problem.  Ruinous loans made in desperate circumstances through cunning are in fact very Asmodean ( and he used to be quite proud of that fact).  In the very worst case, he might be judged disloyal and sent for correction (he knew Good people and governments wouldn't go for proper Evil torture, but they would have some way of handling blatant disloyalty that might be bad for the person being corrected).  In the intermediate case, the loans owed to him might be abolished or automatically forgiven.  It occurred to him, in the best case, his own student debt that he owes might be undone as well.  Oddly, he wasn't quite sure how he felt about that, after over a decade of struggling to repay them.

The easy solution would be to sell them.  But anyone thinking the matter over as carefully as himself would see the risk involved.  Furthermore, for the few loans he previously sold for fast liquidity, the purchasers were Asmodean clerics, and thus not acceptable to sell to now.  So he needs an excuse to sell the loans, to someone willing to buy them, and an excuse to distract from the obvious problems of dealing with Asmodean ruinous loans.

So, he has identified an Abadarn cleric who is unpopular (and thus not well connected and thus not too threatening in an extralegal kind of way).  As a cleric of Abadar, they should be non-Evil enough to not be disloyal to interact with yet simultaneously non-Good enough that won't automatically refuse the proposition.  And, as a cleric, they would be an ideal target for his excuse!

"Banker, I have a matter that is both a spiritual question and an offer of business for you.  I will require only 15 minutes of your time for the basic outline and my honest expectation is that the matter is worth between 600 and 1,800 silver pieces."  (Fernando has heard enough to know that Abadarans tend towards an unusual straightforwardness and that they appreciate honesty!)